Specialists in Multi-Business Ownership
We make business ownership simple
We give private individuals real ownership across several interlinked businesses — from R250 a month on the Stratum Fintech platform.
Our own team of chartered accountants runs those businesses day to day, so you keep your job while professionals carry the operational load.
About the firm
About Luthando Maduna & Co Chartered Accountants
We are a firm based in Sandton, Johannesburg, that specialises in providing private individual clients with multi-business ownership — and then managing those businesses on their behalf.
Ownership on its own does not build wealth. What matters is who runs the business afterwards. Every company in our ecosystem is run day to day by our own team of chartered accountants: they handle the accounting records, tax, payroll, supplier contracts, stock and cash controls, and report the results back to owners in plain language.
Clients never have to leave their jobs, learn retail or manage staff. They own a share of trading businesses, and professionals carry the operational load.
The model
What is multi-business ownership?
As a private individual you sign up on Stratum, the platform developed by our firm working with FNB, to enable ordinary people to participate in the mainstream economy through businesses that are interlinked and integrated.
From R250 per month
With a minimum of R250 per month, clients participate in an integrated economic system that links livestock companies with a network of butcheries and fruit and vegetable stores. These are packaged into a single ecosystem, so clients can also buy their daily essentials from the very shops they own.
Livestock companies
Commercial farming operations that supply the network with meat at source.
Butcheries
A retail network of butcheries that buys from the farms clients already own.
Fruit and vegetable stores
Fresh produce stores that complete the weekly shopping basket inside the ecosystem.
The model is designed to return 90% of distributable profits back to the clients. In South Africa we call these clients SAMBO members.
Stratum Fintech app
One platform, on any smartphone
- Track your monthly contributions
- Shop where you own
- Engage directly with each business
- See the results of the companies
- Learn from material written for ordinary people
Our philosophy
What is our philosophy?
To reduce poverty and inequality, we believe ordinary people should shop where they are able to share in at least 90% of the profits from businesses managed by professionals — and use those profits to build wealth and legacies for their families.
Our founder designed this ecosystem so that, in time, funds raised from multi-business owners and the energy consumption of the stores they own will build 100 Inclusive African Cities — to end poverty across the continent, and one day across the world.
Our services
What are our services as a firm?
The same professional work that keeps the owned businesses running is available to our clients and their own companies.
- Accounting and financial management
- Tax planning, compliance and submissions
- Payroll, HR and labour law support
- Company secretarial and CIPC compliance
- Internal audit and risk control
- Business management and advisory
Structure
Who does what in the ecosystem
One system, clearly divided. The firm carries the professional work, the Agency runs the operations, and the platforms hold the ownership and the money.
The firm
Luthando Maduna & Co Chartered Accountants — accounting, tax, payroll, secretarial, assurance and advisory across every business.
The operator
Maduna Foundation Development Agency — manages daily operations and registers the professionals who run the ecosystem.
The platforms
Stratum Fintech and the SAMBO platform — where members sign up, contribute, track performance and receive distributions.
The Foundation
Luthando Maduna Foundation NPC — trains graduates and places them into the operating businesses.
Security of funds
Your money sits with the bank, not with us
All member funds are secured on the FNB banking infrastructure. Members have access to their funds and records through their own banking profiles and through the Stratum platform as SAMBO members.
SAMBO platform
Where SAMBO members join, contribute and track their ownership.
wealthrotation.com
Stratum Fintech
The ownership and business management platform of the firm.
stratumfintech.co.za
Maduna Foundation Development Agency
Runs the daily operations of the ecosystem and registers the professionals who operate it.
mfda.org.za