01
Sign up
Register on Stratum Fintech from any smartphone and become a SAMBO member.
The Stratum Fintech platform
Stratum Fintech
One platform. Many businesses. One set of owners.
Stratum is the platform developed by our firm working with FNB to enable ordinary people to participate in the mainstream economy through interlinked, integrated businesses.
How it works
Four simple steps
02
Contribute from R250
A minimum of R250 per month buys your participation in the integrated ecosystem.
03
Shop where you own
Buy your daily essentials from the butcheries and produce stores you part-own.
04
Share the profits
The model is designed to return 90% of distributable profits to members.
The ecosystem
Businesses that feed each other
The companies are deliberately interlinked: what the farms produce, the stores sell, and the members buy.
Livestock companies
Farming operations that raise and supply livestock directly into the retail network, removing middlemen from the chain.
Butcheries and produce stores
A network of butcheries and fruit and vegetable stores where members shop, so the money spent returns to the owners.
In the app
Track, shop, learn
Members follow their contributions, shop inside the ecosystem, engage with each business and read company results explained by chartered accountants in language written for ordinary people.